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Multiple Offers Received, Requesting offers in by end of day 4/14. Enjoy years of worry-free living in this rarely available one owner modern home in an established neighborhood near schools, shopping and dining. The first-floor features hardwood floors, high ceilings, a gas fireplace insert in the living room, coffered ceiling in the formal dining room with a slider to the rear yard, a powder room, 1st floor laundry, and a well-appointed kitchen with stainless appliances (natural gas oven/range), commercial grade exhaust fan, premium raised panel cabinets with granite tops and tile backsplash. The 2nd floor has a large full primary suite with walk in closet and full private bathroom, 2 additional generous sized bedrooms with large closets, an additional full bathroom and hardwood was added throughout to match the 1st floor. Updates include the HVAC system which was replaced in 24', gas water heater in 21', dishwasher in 22', and the gas clothes dryer in 25'. Other improvements include painting of the interior, a Nest smart thermostat, and a full yard in ground irrigation system. The basement is clean and bright which reveals steel I beams, a hatchway to the rear yard, and the walls have been painted and the floor coated for clean appearance and easy maintenance. Outside is where the pride of ownership shows with extensive garden beds, a variety of fruit trees, a large enclosed chicken coop with hen house, an oversize driveway all set on a nice level lot. Fruit trees include Plum, Apricot, Cherry, Pear, and MacIntosh Apple.
Type | Description | Level |
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Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Sliders,Hardwood Floor | Main |
Kitchen | Granite Counters,Hardwood Floor | Main |
Living Room | Gas Log Fireplace,Hardwood Floor | Main |
Primary BR Suite | Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $684 | $684 | $684 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,090 | $2,259 | $2,856 |
Total Monthly Payment | $2,849 | $3,018 | $3,615 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.