5405 MERRITT ISLAND DRIVE, Apollo Beach, FL, 33572 | $1,565,000

Welcome to coastal living at its finest in the magnificent estate located in the exclusive MiraBay community! This stunning waterfront retreat boasts a private dock with a lift (20k pound lift and 15”wide will accommodate a 30’ plus boat easily), ideal for boating enthusiasts looking for direct access to the beautiful waters of Tampa Bay. Featuring: 3 Spacious Bedrooms and 3. 5 Elegant Bathrooms, a Dedicated Office and a Media Room perfect for work and play, a Tandem 3-Car Garage ideal for extra storage or your weekend ride. It is equipped with a 26 KWH LG Solar Power System for an energy-efficient and eco-conscious lifestyle that will produce almost 100% of the power required to operate this home, the system is owned by the seller and payed off and will convey, it includes a 25-year transferable warranty of which it has 19 years left. The power bill is only $20/month. A New Roof was just installed updated for peace of mind. Custom Renovations have been done throughout the house including updated Kitchen cabinets and countertops, Lighting fixtures, new paint, updated bathroom faucets, cabinets and countertops, and more. . The stunning backyard features a Lush Tropical Landscaping, curated to impress with a Custom salt water Pool to create your own private oasis with wide open water views and an expansive outdoor lanai with a full-service summer kitchen. Whether you're entertaining on the water or enjoying a quiet night in, this home offers the perfect blend of luxury, comfort, and convenience. Additional features: The is located within the community lagoon which is connected to the Gulf of Mexico via a 1/2-mile canal, Lagoon water levels are not impacted by tide ensuring full access to open water 100% of the time and protected from mayor weather events. A Mosquito Mist System for the whole house virtually eliminates mosquitos around the perimeter of the lanais and poolThe MiraBay community is a gated, resort-style community with clubhouse, pool, fitness center, tennis courts, and more! Makes you feel you’re living in your own privet resort. Schedule your private showing today — waterfront homes like this don’t last long!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2005
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,741
  • Acreage: 0.27
  • Est. Taxes: $23,492
  • HOA Fee: $172 Annually
  • Lot Desc: Cul-De-Sac, Sidewalk
  • View: Pool, Water
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: Chlorine Free, Deck, In Ground
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator
  • MLS#: O6297090
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /eprop/O6297090/5405merrittislanddrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/3/2025 11:32:14 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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5405 MERRITT ISLAND DRIVE, Apollo Beach, FL, 33572

$1,565,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,252,000 $1,252,000 $1,252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.848% 6.613% 6.560%
Monthly Tax Payment $1,958 $1,958 $1,958
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,607 $7,913 $10,820
Total Monthly Payment $9,690 $9,996 $12,903

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.