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Nestled in Hinesburg’s Lake Iroquois enclave—where old summer cabins blossomed into full-time magic—this quirky cottage captures the spirit of endless summers, with water views that tug at your heart. Exposed beams stretch across the ceiling like a storyteller’s canvas, weaving a spell of nostalgia through every thoughtful detail. The main floor hums with sunlight, offering a bedroom, a darling half-bath, and a vibe that whispers barefoot adventures. Upstairs, the primary bedroom is a treehouse fantasy—perched among the treetops, it’s where you’ll wake to birdsong and lake glimmers—joined by a second bedroom and a full bath for lazy mornings. The second-story deck is your sunset haven, fireflies flickering as the lake mirrors the sky’s last glow. Sip your coffee on the sprawling deck, gazing over a lawn and gardens that burst with color like a painter’s dream, gather with friends around the firepit, or stroll to your deeded lake access for a dip in Iroquois’ glassy embrace. With a metal roof and vinyl siding, this gem shrugs off upkeep, leaving you free to chase summer forever. Hinesburg is Vermont magic at its finest—Lantman’s Market for fresh groceries, Hinesburgh Public House for farm-to-table bites, and Good Times Café for the best pizza around. Just 20 minutes from Lake Champlain’s shores and 15 minutes from Williston’s shopping, plus trails, top schools, and a tight-knit vibe, it’s your gateway to a life that feels like a getaway. Showings begin Saturday, 4/12.
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Our Executive Mortgage Banker:
Our Insurance Division:
$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,301 | $2,391 | $3,047 |
Total Monthly Payment | $2,722 | $2,812 | $3,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.