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NO HOA and NO C/R right in the heart of Mount Pleasant. This home is situated on a corner lot walking distance to shopping and restaurants in Mount Pleasant and is only minutes to downtown Charleston and I-526. Everything in this home is new-new floor plan, new flooring, new paint, new cabinets, new quartz counters, new appliances, new bathrooms and the list goes on. The current owner has made the space into an inviting open area with a large eat-at kitchen island and natural light that floods the space. Three bedrooms flank the hallway where you will also find a beautifully done secondary bathroom and an owner's suite with and ensuite and walk-in closet plus a tiled walk-in shower. The quarter-acre yard is perfect for having space, but not overwhelming to care for. A large composite deck provides the perfect space for entertaining or relax by the firepit under the shade of the mature trees. The backyard is fenced-in and ready for your pets and privacy. A walk-up attic over the garage could easily be converted into another bedroom or office. This area is not currently counted in the square footage. Right in the middle of Mount Pleasant, this home is minutes to the ocean, town center shopping, and the old village. **Updated photos will be added soon. No showings until Tuesday, April 8, 2025.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.894% | 6.936% | 6.006% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,641 | $3,886 | $4,976 |
Total Monthly Payment | $3,733 | $3,978 | $5,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.