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Beachside Beauty in Wilbur By the Sea – Turnkey & Ready for You!
Welcome to one of the most charming and peaceful beachside communities—Wilbur By the Sea! This move-in-ready home is just two blocks from two deeded beach access points to a no-drive beach. All you need to bring is your bathing suit! Step inside to beautiful hardwood floors and an open, airy floor plan filled with natural light. The main living area, kitchen, dining room, and a full bath are all located on the second floor, along with a west-facing balcony—perfect for catching breathtaking sunsets. This home features 3 spacious bedrooms, one upstairs and 2 downstairs, offering flexible living arrangements. The downstairs suite could easily serve as a private guest retreat or a mother-in-law suite with a separate entrance. The interior stairwell connects both levels, and the lower level spans the full length of the home—originally a garage, now enclosed for added living space. Downstairs you'll find a sitting room, full bath, separate laundry area, and two bedrooms (one with a block-style window), giving you plenty of room for guests, hobbies, or extended family. Enjoy a low-maintenance yard, an outdoor shower, a storage shed, gutters, a carport, and a partially fenced backyard. Major updates include a brand-new septic system (Dec. 2022) and HVAC system (2019). Located just a short 3-minute walk to the beach and only an 8-minute drive to the Ponce Inlet Lighthouse, Museum, and public boat ramp—this is true beach living at its best! Other special features include 600amp Panel Box; Carport with Storage Shed attached; 4 French drains with pop-ups; New Storm Doors. All measurements and information deemed to be accurate but cannot be guarenteed. Buyers and Realtors are advised to verify.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $487,600 | $487,600 | $487,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $3,203 | $4,049 |
Total Monthly Payment | $3,261 | $3,462 | $4,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.