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1250sqft ranch style home with finished basement features open concept living room with fireplace upon entry, large eat in kitchen, primary bedroom with full bathroom, full bathroom in hallway, 2 additional bedrooms, laundry room all on main floor. Full basement has a large storage area with access to all utilities, plus a finished side with wetbar, 3rd full bathroom, and outside and inside entrance to that area. House has updated kitchen and bathrooms since it was originally built in 1985, hardwood flooring on main level, stainless steel appliances. Newer vinyl fencing surrounds a large flat yard with paver patio and swimspa/hot tub. Decorate year-round with new LED lighting system, and feel secure with hardwired Ring camera/doorbell system monitoring the entire property. Enjoy clean gas heat and central air conditioning throughout the year while saving on electric bills with solar panel system installed in recent years. All spread out on shy 1/2 acre located conveniently in the Sachem School District close to all including quick access to LIRR, Airport, all major roadways, multiple downtown shopping areas, restaurants and so much more in the heart of Long Island.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $878 | $878 | $878 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,994 | $3,153 | $4,018 |
Total Monthly Payment | $3,964 | $4,123 | $4,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.