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LOCATION LOCATION LOCATION! This is your opportunity to own this beach life home in a rarely available neighborhood that is only 1 block wide so you can enjoy all the water activities from any direction out your front door. It is only a few houses West to the lighted crosswalk on Gulf Blvd. taking you to the Boardwalk and the beautiful Treasure Island Beach. A few doors to the East and you are fishing the Intercoastal (known to many fisherman as "The Kitchen"). Each avenue offers access to the intercoastal with fishing or a boat ramp only a few blocks up. This floorplan features 2 ensuite baths, (one for each bedroom), a galley kitchen, and access to the backyard from the primary bedroom with an outside (surfboard) shower. The backyard is fully fenced with a pergola on the patio for sitting and sipping in the shade and a large deck to the side (closer to the kitchen) to place your grill. Park a few cars here with the driveway and rocked, xeroscaped front yard. The neighborhood also offers guest (paid) parking opportunities for hosting larger groups of friends and family. Walk or bike to numerous shopping and dining favorites in Treasure Island and Johns Pass. Take the Beachfront Boardwalk to enjoy roller blading, the best views to walk off dinner or get your exercise in without sand in your shoes but with the water in your view. This home did sustain flooding from Hurricane Helene and much has been removed but the granite countertop was left for savings to the buyer. Buyers to perform due diligence on renovations or intended use. Home is being sold AS-IS.
BEACHFRONT SUNSETS ARE ONLY A FEW MINUTES WALK AWAY, MAKE IT YOUR NORM.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,918 | $2,425 |
Total Monthly Payment | $2,242 | $2,386 | $2,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.