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Well Maintained Raised Ranch on Approximately a Half Acre of Level - Usable Property. . Updated Eat in Kitchen with Beautiful Cabinetry and Pantry, Granite Counters, Tile Backspace, Tile Flooring and Stainless Steel Appliances. . Large Formal Dining Room with a Sliding Glass Door Out to an Upper Deck with Electric Awning and with Steps Down to a Lower Deck and Backyard. . Spacious Living Room with Picture Window and Plenty of Natural Light. . Hallway Access to 3 Bedrooms, Hall Bathroom and Hall Linen Closet, and Pull Down Stairs to Attic Storage. . Hardwood Flooring Throughout the Main Level and Combination Ceiling Fan - Lighting Fixtures in Most Rooms. . Lower Level Family Room with a Sliding Glass Door Out to the Backyard Patio. . Bathroom and a Guest Room. . Laundry and Mechanical's Room. . 2 Car Garage and Plenty of Driveway Parking. . Multiple Zone Lawn Sprinkler System. . George's Island 208 Acre Waterfront Park Just a Minute Down the Street. . Convenient to All in the Charming Hudson River Community of Montrose. . Shopping, Dining and Deli's, Schools and Library, Parks and Recreation, Train Station. . Everything's Close. . Rivertown Living at its Best with Quick Access to Major Highways and an Easy NYC Commute.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | $943 | $943 | $943 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,130 | $3,295 | $4,179 |
Total Monthly Payment | $4,165 | $4,330 | $5,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.