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Price Reduced! Welcome to your new home in the highly sought after and prestigious River Oaks Subdivision. Constructed in 2008, this custom-built home offers a thoughtfully designed open living space providing ample room for relaxation and entertainment. Upon entering the home your eyes are drawn to the high ceilings and hardwood floors that continue into the dining room with wains coating and coffered ceiling. The kitchen is warm and inviting and offers granite tops along with stainless appliances and updated light fixtures. This beautiful home has six bedrooms and three and half baths beginning with the primary featuring a trey ceiling and a luxurious ensuite bath with tiled shower and garden tub for ultimate comfort. There's two additional bedrooms on the main floor and three bedrooms downstairs (the sixth bedroom does not have a second egress and was considered an exercise room by the builder). The downstairs offers a full finished walk out basement with a game room, media room, exercise room and office. Rounding out the downstairs is a partially finished room used as an art room and large utility room with a roll up door for additional storage. Additional features include integrated wall speakers for surround sound, gas logs, piped in central vacuum and tankless gas water heater. There is a gas connect for grilling (Commercial Char-Broil grill included) on the outside main deck. The oversized driveway will accommodate up to four vehicles plus two in the garage and some fun recreation with in-ground post sleeves for volleyball net or a game of basketball on the driveway. The roof and gutters were replaced new in 2017 and new HVAC in 2018 for upstairs and downstairs. Washer and Dryer conveys. Professional cleaning offered at closing. Amenities include club house with pool and tennis. This property combines luxury, functionality, and location, making it a perfect choice for those looking for a spacious and well-appointed home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,419 | $3,600 | $4,587 |
Total Monthly Payment | $3,691 | $3,872 | $4,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.