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Situated in the vibrant 55+ community of Winston Gateway, this beautifully renovated 1-bedroom, 1-bathroom condo offers comfort, convenience, and peace of mind. Step inside to discover a home that has been thoughtfully updated with hurricane-rated windows, a brand-new storm door, and wood flooring. The kitchen features updated cabinets, a stylish backsplash, and a 2025 oven, while the bathroom showcases stunning azul blue two-foot tiles for a pop of color and modern flair.
Enjoy the flexibility of an enclosed sunroom, now used as an office, which adds approximately 144 square feet of bonus living space. This light-filled room offers peaceful views of the heated pool and manicured courtyard through a beautiful 6-foot white hurricane-rated double-pane window. Whether you use it as a home office, reading nook, or additional sitting area, this versatile space enhances both the functionality and charm of the home. Additional recent improvements include a 2023 water heater, a 2025 electrical panel with alumicons, and updated vinyl flooring throughout.
Residents can enjoy the camaraderie of their neighbors or host gatherings in the expansive clubhouse. Take a refreshing dip in the heated pool for some relaxation or partake in a friendly game of shuffleboard. Also included is a designated parking space, on-site laundry facilities, and a private storage unit for added convenience. Guest parking is available as well.
The low monthly HOA fee covers cable, internet, water, sewer, trash, exterior building and grounds maintenance, as well as full access to community amenities including the pool, clubhouse, and shuffleboard courts.
Conveniently located just across the street from Gateway Market Center, you'll have easy access to shopping, restaurants, and everyday essentials including Publix, Target, TJ Maxx, CVS, and more. Downtown St. Petersburg is just a 10-minute drive away, while the beaches and major airports can be reached in about 15 minutes. No milestone inspection is required for this two-story building, allowing for added peace of mind.
This is a rare opportunity to enjoy maintenance-free living in a prime location, schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$104,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $83,920 | $83,920 | $83,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $524 | $551 | $703 |
Total Monthly Payment | $631 | $658 | $810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.