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Unique 2 bedroom - 2 bathroom block home located in desirable Granada Terrace situated on a cul-de-sac with only a few other homes. With the beautiful Oak trees and brick streets, this is the perfect place to call home. Located only 1 block from the Coffee Pot waterfront, you can enjoy walks along the sparkling waters of Tampa Bay or take an easy bike ride downtown. Well landscaped, fenced backyard with a large paver patio is the perfect place for family life and entertaining. The home has alley access and a one car garage with additional parking. This well maintained home has spacious rooms with original oak flooring throughout the main liviing areas and bedrooms while the bathrooms and kitchen have ceramic tile flooring. The kitchen has plenty of cabinet storage and overlooks the dining and living rooms. Both bathrooms have been updated and the primary has a large walk-in shower. The washer and dryer are currently located in the garage; however, there are connections in one of the hall closets. Additional features include: Pella windows, 2020 HVAC, 2024 updated electrical, natural gas available, attracive vinyl fence, well for irrigation and American Hydro Fertilization system. Conveniently located close to waterfront parks, vibrant downtown, shopping, dining and easy access to I-275. Also for sale, house next door (110 27th Ave NE): 2/2 - 1456 sf - lot size 50' x 137'. Neither home had flooding or damage from either storm!
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Our Executive Mortgage Banker:
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$730,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $584,000 | $584,000 | $584,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $1,101 | $1,101 | $1,101 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,691 | $3,836 | $4,889 |
Total Monthly Payment | $4,884 | $5,029 | $6,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.