Don't miss this amazing opportunity to own this spacious cape in Northport school system! Four bedrooms with two full bathrooms, pristine hardwood floors throughout the first and second floors! Solid surface countertops in the Kitchen with a Breakfast Bar boasting additional cabinetry and attached Dining Room. Spacious Bedrooms with the largest on the second floor which offers three closets and storage in the eves. A full bath on both levels, tile surround, each with a tub. The second floor bath also features a step-in shower and skylight. The full basement houses the gas three zone heating system, hot water tank, updated electrical panel (200 amp) and lots of storage! The basement also provides interior access to the one car garage! Partially fenced yard. William J Byrne Memorial Park is across the street. LOW LOW taxes of $7, 947. 37 does not include the 2025 Basic STAR exemption of $742. 77
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $662 | $662 | $662 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,320 | $3,449 | $4,389 |
Total Monthly Payment | $4,074 | $4,203 | $5,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.