41 East Shore Drive, Valatie (Kinderhook), NY, 12184 | $520,000
Spend this summer watching sunsets perched over Kinderhook Lake, dining under the gazebo and cooking out on the ample deck area. Located near the deepest part of the lake, there is 50 feet of water frontage offering plenty of room for water toys and weed-free swimming off of the roll-out dock. Entering the home from the deck entrance, find an open concept kitchen recently renovated with granite counters, ample island and stainless steel appliances. The dining area has a wall of windows overlooking the lake and adjacent is the living room with a wood-burning fireplace. Completing the downstairs is the laundry/utility room and bath with walk-in shower. On the upper level, there are four bedrooms with sizable closets and a full bath off of the spacious entry hallway. Kinderhook lake is a full motorboat lake with 350 acres and good fishing. Come here to relax and fish from your dock, or hop on your bike and head to the nearby rail trail. Trade in your mower for a kayak and enjoy lawn-free lake living! Ten to fifteen minutes away from shopping, restaurants, farmer's markets and all the activities offered by the villages of Valatie, Kinderhook and Chatham. Albany is 30 minutes away and NYC less than three hours.
Features
- Town: Valatie
- Rooms: 7
- Bedrooms: 4
- Baths: 1 full
- Style: 2 Stories,Cottage
- Year Built: 1920
- Heating: Base Board
- Basement: Slab
- Approx Sq. Feet: 1,624
- Acreage: 0.06
- Water Front: Yes
- School District: Ichabod Crane
- MLS#: 156554
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/156554/41eastshoredrive_valatie_ny?source=qrflyer
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888.699.8876
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
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Robert.Reade@raveis.com
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
41 East Shore Drive, Valatie (Kinderhook), NY, 12184
$520,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $416,000 | $416,000 | $416,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,395 | $2,627 | $3,397 |
| Total Monthly Payment | $2,487 | $2,719 | $3,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535