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This impeccably maintained home is a rare find, offering a bright, open layout and designer upgrades throughout. The kitchen shines with upgraded 42'' soft-close cabinetry, quartz countertops, farmhouse sink, and premium appliances, flowing seamlessly into the living room for effortless entertaining. With an eat-in area, counter seating, and a formal dining room, there's space for every gathering. The spacious first-floor primary suite easily fits a king bed and its ensuite bath features a stunning upgraded dual vanity, soaking tub, and walk-in shower. There is also a spacious walk in closet. Upstairs, two large bedrooms & a full bath provide ample space. There is also a loft area perfect for an office space. Additional upgrades include a fenced backyard with a deck, fire pit, and serene pond views. All of this just 4 miles from downtown Charleston and under 7 miles to Folly Beach! Restaurants and shops within walking distance. Full list of upgrades since 2022 include: New HVAC (2025) New wide plank LVP floors first floor (2023) New kitchen cabinets and quartz countertops (2023) Stairs Painted (2024) New PEX piping throughout (2024) New paint throughout the entire home (2024) Popcorn ceiling removal (2023) Fire pit in backyard (2025) New vanity in master bath (2024) New vanity in half bath (2024) New toilets in all three bathrooms (2024) New wooden enclosed fence (2023) Simplisafe security system may convey with acceptable offer. Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,968 | $4,178 | $5,324 |
Total Monthly Payment | $4,060 | $4,270 | $5,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.