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Experience quintessential southern charm & beauty at Swygert's Landing on popular Johns Island! Flanked by glorious live oaks & coastal landscape, this 2020 stunner is nestled into 3. 22 wooded acres at the end of a private drive. Boasting luxury upgrades throughout, enjoy the extra attention to detail in this meticulously maintained home. The detached F. R. O. G. (Finished Room Over Garage) is perfect for guest quarters, private office or studio. Speaking of garages. . . fit up to 6 vehicles in the main drive-under garage & 2 more spaces in the detached garage! Rock your worries away & take in the essence of the Lowcoutry from your expansive front porch, lovely screened porch or uncovered rear grilling deck. Cooler nights will be spent around the huge custom fire pit, surrounded by privacy. The main level offers a grand foyer, primary suite with incredible en-suite bath, focal fireplace in the open living room, gourmet kitchen with island & counter seating, separate dining, guest room (original plan had option of full bath attached versus walk-in closet, currently used as office/den), & a 1/2 bath. Upstairs houses an enormous loft, 2 bedrooms connected by a full bathroom, 1 more bedroom & full bath, plus laundry room with sink & cabinetry. Amenities include ponds, pool with clubhouse, playground & walking paths throughout the tranquil neighborhood landscape. If you're seeking privacy, luxury & beauty, welcome home to Swygert's Landing! Owner upgrades include: paver patio - fire pit - tiki bar - landscaping - wire pantry shelves changed to wood - workbenches in detached garage - permanently installed speakers on back porch & family room - paint throughout - wallpaper that can be easily removed Builder option upgrades: detached garage & apartment - luxury owners' suite shower - tray ceilings - gas fireplace with mantle - additional windows in bedrooms - upgraded doors inside & out - gas lanterns - under cabinet lights - extra outlets in all rooms - low voltage speaker pre wire in all rooms - low voltage audio video chase pipe with sound pre wire - white farm house kitchen sink - laundry room sink & cabinets - upgraded kitchen & bath cabinets & hardware - upgraded quartz counters in kitchen, laundry & all baths - upgraded wood trim in entire house - coffered office ceiling - upgraded hardwood flooring throughout - upgraded carpet - tile floors - butler's pantry cabinets with wine cooler - tankless water heater - lighted attic storage in main house & FROG
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,279,920 | $1,279,920 | $1,279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,777 | $8,090 | $11,062 |
Total Monthly Payment | $7,902 | $8,215 | $11,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.