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Welcome to 118 White Springs Drive, Spartanburg, SC. This beautifully maintained one-level home has so much to enjoy! From the moment you walk in, the open floor plan and high ceilings give the space a bright, airy feel that instantly feels like home. The kitchen flows seamlessly into the living area, making it perfect for entertaining or simply enjoying time with family. A neutral color palette makes it easy to personalize with your own style. The home features a split bedroom layout, offering privacy for the primary suite and convenience for guests or kids on the opposite side. Sitting on a little under an acre (. 77), the backyard offers plenty of space to relax, garden, or play. And with no HOA, you’ll have the freedom to enjoy your property your way. Located in Spartanburg’s desirable School District 3, this home also boasts an incredibly convenient location. You’re just: - 7 miles from Spartanburg Medical Center - About 6 miles from both I-85 and I-26, making commutes and travel a breeze, - Less than 5 miles to Croft State Park, where you can hike, horseback ride, or picnic by the lake, - And within 10 miles of Spartanburg Community College, Wofford College, and Converse University You’ll also be just a short drive from downtown Spartanburg, giving you easy access to shopping, dining, and entertainment. If you’ve been waiting for a move-in ready home with space, privacy, and convenience, this could be the one!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,769 | $1,839 | $2,343 |
Total Monthly Payment | $2,016 | $2,086 | $2,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.