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You can own almost 3/4 acres with a main house, a guest house, a barn used as a storage/workshop PLUS an extra land in the unincorporated Clearwater area, free of HOA or rental restrictions, and zoned for multi-family use up to 10 units. This property is located in a non flood zone and hasn't been affected by recent hurricanes. Centrally located in Pinellas County, it is close to the beaches, airports, shopping, restaurants and major roads & highways. Roofs on both houses were replaced in 2022. The primary residence features 3, 362 sq. ft. of heated living space, with 4 bedrooms , 2. 5 bathrooms & a 2 car garage. Highlights include a family room with a gas fireplace, formal dining room, and a large kitchen with a laundry room. Recent upgrades (2022-2024) encompass impact windows with lifetime transferable warranty, new window treatments, new HVAC units, pool equipment (pool pump & assembly, salt generator & pool heater), kitchen appliances, and bathroom renovations. Downstairs, you'll find travertine flooring and a staircase leading to the upper-level bedrooms. The expansive kitchen boasts a coffee bar, wine bar, ample solid wood cabinetry, and a breakfast bar. From the large family room with a gas fireplace, French doors open to a screened-in salt pool area with a large patio, featuring an outdoor bar and TV, along with ample space for lounging and sunbathing. The second house/guest house features two garages, one converted into an office with a full bathroom and laundry room downstairs. Upstairs, you'll find 1, 200 square feet of living space with a balcony. The property has a fully irrigated deep well system and it is beautifully landscaped for privacy. A sidewalk leads from the main house to the guest house. In the corner of the lot, a barn has been converted into a workshop and storage space. There are no restrictions on having a boat, RV, or any other additional vehicles behind the newly replaced wooden fence with a privacy gate. Whether you're looking for a move-in ready multi-family property or an income-producing investment in the heart of Pinellas County with room to grow, this is the one.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,920 | $959,920 | $959,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.961% | 6.613% | 6.435% |
Monthly Tax Payment | $933 | $933 | $933 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,989 | $6,067 | $8,231 |
Total Monthly Payment | $7,047 | $7,125 | $9,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.