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Discover the perfect blend of privacy, space, and style in this one-of-a-kind Charlotte Ranchettes property, set on 2. 5 peaceful, fenced-in acres with mature trees and a coded electric gate for secure access. Featuring a main home, separate guest apartment, pool, and a 40x60 pole barn, this property offers room to live, entertain, host guests, or store all your toys—with plenty of flexibility for your lifestyle. The two-story main home with new roof features 3 bedrooms and 2 baths, with a spacious and thoughtful layout. Inside, you'll find luxury vinyl plank and ceramic tile flooring throughout, plus a beautifully updated kitchen with granite countertops, solid wood soft-close cabinetry, stainless steel appliances, and a tile and stainless backsplash. A large center island with seating and storage makes this kitchen both functional and inviting. From both the kitchen and family room, sliding doors lead to a spacious second-story deck, ideal for soaking in your private surroundings. The upstairs primary suite offers a relaxing retreat with crown molding, a walk-in closet, an additional double closet, a garden tub, double sinks, a vanity, and a large tiled walk-in shower. Downstairs, two guest bedrooms—one currently used as an office and both with access to the screened lanai—are conveniently located near a full guest bath. The lower-level family room includes a cozy electric wall fireplace and opens to the screened lanai with an inviting porch swing. There's also a laundry room with a utility sink and built-in storage. Step outside to your very own Florida oasis. The pool is surrounded by new brick pavers and offers a true backyard paradise. It features a solar ionic displacement system, which uses solar energy and copper ions to help naturally sanitize the water, reducing the need for traditional chemical treatments. Enjoy the shade under the thatched tiki hut, fully equipped with electric, plumbing, a beverage fridge, bar seating, and a cooling mister—a perfect spot for relaxing or entertaining. The detached 1-bedroom, 1-bath apartment includes its own open kitchen and living area, luxury plank flooring, stainless steel appliances, laundry, and an electric wall fireplace, with a stylish wood barn door leading from the living room to the bedroom. It's perfect for visiting guests or as a rental investment. The apartment also includes an attached 2-car garage, with one extended bay that features a workspace with a built-in bench. A 40x60 pole barn completes the package—ideal for RVs, boats, extra vehicles, or workshop space. Both the main home and apartment are accented with hurricane-rated turquoise shutters, offering curb appeal and added storm protection. Other features include a tankless hot water heater, a 17, 500-watt generator, and newer HVAC and water softener (2020)—offering comfort and efficiency year-round. Located just minutes from I-75, this home also places you close to historic downtown Punta Gorda, with its charming shops, restaurants, and beautiful waterfront parks. Travel is easy with Punta Gorda Airport nearby—making this location as convenient as it is peaceful. Don’t miss the chance to make this incredible property your own!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.894% | 6.936% | 6.006% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,038 | $3,242 | $4,151 |
Total Monthly Payment | $3,526 | $3,730 | $4,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.