625 STILES LANE, Palm Harbor, FL, 34683 | $649,900

One or more photo(s) has been virtually staged. Nestled in the heart of Palm Harbor, this exceptional and unique property offers a rare opportunity to own a private 1. 7 acre sanctuary that seamlessly blends modern comfort with the tranquility of nature. This 3-bedroom, 2-bathroom Custom-Built, Single Owner home with an oversized detached 2-car garage is sure to please! As you approach, the home's vibrant façade and durable metal roof immediately capture attention, hinting at the quality and character found within. Step onto the welcoming front porch, where gentle breezes and serene views set the tone for the peaceful ambiance that permeates the property.

Inside, the open floor plan is accentuated by vaulted ceilings and an abundance of natural light, creating an inviting and spacious atmosphere. The living area, highlighted by two skylights and French doors, connects to a screened-in back porch ~ your personal gateway to your lush, private nature preserve. Imagine unwinding here, surrounded by mature trees and the soothing sounds of nature, or exploring your own backyard trails that meander through this vibrant oasis. The kitchen is thoughtfully designed with functionality in mind, opening up to the dining and family room with endless views of your nature preserve. The split-bedroom layout ensures privacy and convenience, with the spacious primary suite serving as a true retreat. It provides direct access to the back patio, a generous walk-in closet with an integrated laundry area and bathroom equipped with a walk-in shower and expansive vanity.

Beyond the main residence, the property caters to a variety of interests and hobbies. Zoned R-E, it welcomes an array of pets and farm animals, from chickens to horses and more, allowing you to fully embrace a rural lifestyle without sacrificing modern downtown conveniences. Two separate storage sheds provide ample space for tools, equipment, or recreational gear, while the existing fire pit area invites evenings spent under the stars. The property's irrigation system utilizes reclaimed water, promoting sustainability and cost efficiency.

Despite its seclusion, this haven is remarkably close to the vibrant offerings of Palm Harbor, Dunedin and Ozona. Outdoor enthusiasts will appreciate proximity to the 47-mile Pinellas Trail, perfect for biking, running or leisurely walks. Golf aficionados are just minutes away from prestigious courses like the Copperhead Golf Course, renowned for hosting the annual PGA Valspar Event. For those drawn to the water, numerous local marinas ~ including Home Port Marina and Ozona Fish Camp ~ offer convenient access to boating and fishing adventures. Additionally, the property's location ensures easy access to some of Florida's most beautiful beaches, such as Honeymoon Island and the Dunedin Causeway, both mere blocks away.

Zoned for some of the best schools in the state, including Ozona Elementary, Palm Harbor Middle and Palm Harbor University. This unique property masterfully combines the allure of a secluded nature retreat with the convenience of nearby amenities, offering an unparalleled Florida lifestyle. Start living your best Florida Life Today!!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 163 x 187
  • Laundry: Inside
  • Style: Cottage, Florida, Key West
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,380
  • Acreage: 1.77
  • Lot Size: 163 x 187
  • Est. Taxes: $3,040
  • Lot Desc: Conservation Area, In County, Landscaped, Oversized Lot, Pasture, Street Dead-End
  • View: Trees/Woods
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8369542
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8369542/625stileslane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/13/2025 8:47:09 AM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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625 STILES LANE, Palm Harbor, FL, 34683

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.173% 7.316% 6.550%
Monthly Tax Payment $253 $253 $253
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,372 $3,503 $4,458
Total Monthly Payment $3,717 $3,848 $4,803

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.