49 Peale Place, Montgomery, NY, 12549 | $849,999

NEW CONSTRUCTION!!! VALLEY CENTRAL SCHOOL DISTRICT!! Welcome to The Ponds at Montgomery, an exquisite new community in the charming Town of Montgomery. This stunning 4-bedroom, 2. 5-bathroom ranch-style home offers modern elegance and comfort in an unbeatable location. Ideally situated just minutes from fine dining, boutique shopping, corporate banking services, and premier golf courses, this home also provides easy access to Valley Central schools, scenic parks, hiking trails, and fitness centers and within close proximity to Interstate 84, and Stewart International Airport, making travel effortless. If this incredible location wasn't enough let's list some of the features and upgrades with this home. . . kitchen with a plethora of cabinetry, stainless steel appliances, dining room with sliding glass doors leading to the rear deck overlooking the rear yard, large great room w/fireplace, entry foyer, powder bathroom room, owners suite with extended closet space and dressing area, private suite bathroom and two additional bedrooms on opposite side of the home with shared full bathroom. Exterior features a covered front porch, two car attached garage with an unfinished bonus room above the garage (upgrade for finished bonus room is available) This will not last long on the market. Call today!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Washer Hookup
  • Style: Ranch
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Forced Air
  • Cooling: Central Air
  • Basement: None
  • Approx Sq. Feet: 2,723
  • Acreage: 3.08
  • Est. Taxes: $13,514
  • Elem. School: Berea Elementary School
  • Middle School: Valley Central Middle School
  • High School: Valley Central High School
  • School District: Valley Central (Montgomery)
  • Appliances: Dishwasher, Oven, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 844511
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/844511/49pealeplace_montgomery_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Brian SheerinLicensed Associate Real Estate Broker

914.610.0934

Brian.Sheerin@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

49 Peale Place, Montgomery, NY, 12549

$849,999

Brian Sheerin

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 914.610.0934

Brian.Sheerin@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,999 $679,999 $679,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.625% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.712% 6.764% 6.435%
Monthly Tax Payment $1,126 $1,126 $1,126
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,968 $4,354 $5,830
Total Monthly Payment $5,186 $5,572 $7,048

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.