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Presented by![]() Mary Scalise |
Delightful cottage with beach rights in the Hamilton reservoir community. Discover the perfect retreat in this 2 bed 1 bath cottage. With 600 sq ft plus and additional ~200 sq enclosed sun porch this home is an excellent choice for a weekend getaway, part-time residence, or with a little alteration a year-round home. Inside you will find a galley kitchen w/generous counter space which seamlessly flows into the living room/dining room that features a vaulted ceiling, creating an airy & inviting space. Highlights include electric multi zone heat, private well & septic, and firepit. Within walking distance to a local market, restaurant and the beach as well as close to i-84, this is an incredible opportunity to own a charming lakeside escape in a sought-after
Type | Description | Level |
---|---|---|
Bedroom 2 | First | |
Kitchen | First | |
Living Room | Ceiling Fan(s), Vaulted Ceiling(s) | First |
Master Bedroom | First |
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William Raveis Real Estate
Phone: 860.918.1539
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William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $138,000 | $138,000 | $138,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $113 | $113 | $113 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $794 | $871 | $1,127 |
Total Monthly Payment | $982 | $1,059 | $1,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.