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Welcome to this versatile home with an in-law dwelling offering spacious living! Situated on a dead-end street, this property features two side-by-side units, each with their own separate utilities, porch and back deck to enjoy. Unit one includes a gas fireplace, three comfortable bedrooms and 4 split air conditioning units. The second unit features a kitchen with hardwoods, French doors to the back deck and bedroom with cathedral ceilings. This home boasts a full basement with bulkhead access, making for plenty of additional storage space. The exterior features durable vinyl siding, replacement windows, and both front and back entrances. Enjoy the private, fenced back yard steps away from the bike path. Offering a peaceful atmosphere while still being close to all local amenities, schools, shopping, carousel, water and major routes. This home is a legal two family that is currently being used as a single family with in-law space. Please see this home listed as a multi-family as well MLS# 1376571.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $461 | $461 | $461 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,590 | $2,728 | $3,476 |
Total Monthly Payment | $3,143 | $3,281 | $4,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.