13031 SHALLOWATER Road, Jacksonville, FL, 32258 | $234,500

This Beautiful Home is Located in a quiet, gated setting just 2 minutes off of I-95.
Shopping areas: less than a mile from Bartram Park (Publix, Kohls, and over 30
restaurants), and Durbin Pavilion is about 3 miles south which contains a Cinemark
theater, Wal-Mart, Home Depot, and much more.
Just across the Boulevard lies Julington-Durbin Creek Preserve, over 1000 acres with more than 7 miles of trails for hiking, biking, or horse-back riding.

The townhouse is situated immediately across the street from the mail center, the
Amenities Center with a gym and covered outdoor seating, and the community pool.
Located in the middle of the building, this home has only 2 short exterior exposures to minimize cooling and heating. The insulation and construction of the shared walls does not transmit sound!
An 8-foot-tall entry door leads into an open plan with kitchen between a dining area and living room. A triple-sliding glass door leads off the living area to a fully screened porch. This area overlooks a quiet pond, and a garden of flowers. Enjoy the built-in 5. 1 surround sound system in the Living room with five 8" ceiling speakers and a powered 10" subwoofer. An intercom is also built-in throughout the home. Five ceiling fans, including the patio, keep everything cool. Fresh paint and new kitchen appliances make this move-in ready. Water heater and HVAC system are only 6 months old. Upstairs , the loft area is great as an office, a play area, or a quiet corner to curl up with a book. Two bedrooms and two full baths complete the living area. Downtown is only 20 minutes away via 95, and many offices in the Gran Bay area are just 5 minutes across the highway. A large hospital and medical offices are located there, as well.

Features

  • Amenities: Fitness Center
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: In Unit
  • Style: Traditional
  • Year Built: 2006
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,327
  • Acreage: 0.03
  • Est. Taxes: $1,404
  • HOA Fee: $295 Monthly
  • Elem. School: Bartram Springs
  • Middle School: Twin Lakes Academy
  • High School: Mandarin
  • Appliances: Electric Oven, Refrigerator
  • MLS#: 2079843
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/2079843/13031shallowaterroad_jacksonville_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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13031 SHALLOWATER Road, Jacksonville, FL, 32258

$234,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $187,600 $187,600 $187,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $117 $117 $117
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,170 $1,232 $1,570
Total Monthly Payment $1,362 $1,424 $1,762

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.