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Live the Lakefront Lifestyle at Carmel by the Lake
Welcome to this beautifully maintained third-floor, two-bedroom, two-bath condo nestled in the highly desirable gated community of Carmel by the Lake. This light and bright unit offers a spacious layout with newer tile flooring added in 2023 and a private balcony that overlooks the beautifully landscaped grounds—ideal for enjoying your morning coffee or unwinding in the evening.
Inside, you'll find a well-appointed kitchen with updated appliances, including a refrigerator replaced in 2022, a stove from 2021, and a washer and dryer conveniently located in the in-unit laundry room. The building is elevator-accessible and recently received a brand-new roof with a 20-year warranty, along with a new elevator.
Carmel by the Lake is a private, resort-style community set on 42 acres of lush, manicured grounds with exclusive access to Lake Howell, a private ski lake. Residents enjoy a wide array of amenities, including a swimming pool, hot tub, tennis courts, pickleball and racquetball courts, a spacious clubhouse for social gatherings, and one covered assigned parking space. Boat ramp access and storage are also available through the HOA.
The monthly association fee includes cable TV, internet, water, sewer, and exterior building maintenance, offering exceptional value and peace of mind. Located just across from the Mega Walmart and minutes from a variety of restaurants and shops along Highway 436, the community is also just 30 minutes from Orlando International Airport and 45 minutes from Disney World.
This is a rare opportunity to enjoy tranquil lakefront living with unbeatable amenities and convenience. Don’t miss your chance to make this your new home—schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,247 | $1,313 | $1,674 |
Total Monthly Payment | $1,566 | $1,632 | $1,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.