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Welcome to this stunning NO CDD, low HOA, 2, 546 sq. ft. two-story home featuring 4 bedrooms, 3 full baths, a 2-car garage, and a spacious bonus room perfectly designed for modern family living! With a functional open floor plan, dedicated home theater setup, and direct access to a large community play area, this gem offers comfort, style, and versatility all in one. Located in the peaceful and family-friendly Misty Ridge subdivision, this home is within walking distance to A-rated Limona Elementary School an ideal choice for families with young children. You’ll enjoy quick access to I-75, Brandon Mall, Costco, Sam’s Club, and a wide variety of restaurants, shops, and entertainment options, all just minutes away. As you enter, you're welcomed by a bright, open layout that connects the spacious family room with a gourmet island kitchen featuring elegant granite countertops perfect for everyday living and entertaining. The first-floor master suite offers a private retreat with a large walk-in closet, while two additional bedrooms on the main level add comfort and convenience. Upstairs, there’s a versatile en-suite bedroom with full bath, a generous bonus room, and a fully equipped home theater ready for movie nights or gaming. Outside, a charming white picket fence encloses the backyard, which opens to a wide green space often used by neighbors for sports, pets, and outdoor fun offering the feel of a big yard without the maintenance. Don’t miss this rare opportunity to own a move-in-ready home that combines thoughtful design, community charm, and unbeatable location!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,503 | $2,668 | $3,395 |
Total Monthly Payment | $2,992 | $3,157 | $3,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.