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Discover this delightful 3-bedroom, 3-bathroom New England Colonial-style home in Fremont - blending classic Colonial charm with modern-day comfort. Situated on a spacious corner lot, the property features eco-friendly solar panels, a welcoming front porch, a detached two-car garage, an additional outbuilding with an 8-foot-high loading dock, a shed, and plenty of room in the backyard. Inside, you'll find a warm and functional layout, including a light-filled living room, three bedrooms and baths, with two on the main level. The home is equipped with oil baseboard heating on the first floor and hydronic electric baseboard heat upstairs with a digital thermostat for tailored comfort—an energy-efficient setup that works in harmony with the solar panels. On the second level you'll find a spacious primary bedroom and a huge walk-in closet/ home office. The unfinished dry basement offers generous storage and potential to be finished for additional living space. The garage is well-stocked with tools and essentials, ideal for home improvement enthusiasts. Pre-inspected, this home comes with inspection report provided by request. Conveniently located just an hour from Boston and only 30 minutes from Portsmouth, it offers commuting proximity to key destinations. With thoughtful updates throughout, and over 10, 000 sq. ft of additional storage space, this unique property presents unlimited potential and long term value in a peaceful Fremont setting. Seller is a licensed realtor.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,928 | $3,082 | $3,909 |
Total Monthly Payment | $3,432 | $3,586 | $4,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.