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DON'T MISS OUT! A First Time on the market home. This Charming Colonial Home has great bones and sits on a Quiet Cul-De-Sac in a well sought-after neighborhood. Close to schools, shopping, restaurants and easy to access highways, trains and bus lines. The main floor has a living room with wood-burning fireplace, dining room, eat-in kitchen, sunroom and a full bath. The second floor has 3 bedrooms, office (or potential laundry room), full bathroom, and a walk-up staircase to large attic for storage. The house has original hardwood floors (under carpet) throughout and double pane replacement windows. Attic access via staircase in bedroom. Basement access from inside and outside with laundry hook-up. Covered front porch for those cool summer evenings with a large back deck and yard. Come to your new home with a private driveway and park in your 2-car detached garage with loft space and plenty of storage. Needs a bit of TLC, being sold as-is.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $599 | $599 | $599 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,108 | $3,228 | $4,109 |
Total Monthly Payment | $3,799 | $3,919 | $4,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.