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Welcome to Valley Pines! A quaint 9-unit complex in the perfect location. Quietly backed by wooded town property. . you'll enjoy the serenity of birds chirping & animals passing, while still being within arms reach of everything you need! There is 1 assigned parking spot, along with 1 covered carport parking spot, allowing space for 2 cars total. The trash receptacles are tucked away, yet still a quick few steps from your door. This end unit offers extra windows, letting the sun shine through all day. Your plants & cats will love it here!! With a semi-open floor plan, you can host gatherings and fit guests comfortably. Primary bedroom offers 2 closets & its own door to the full bathroom. 2nd bedroom also offers 2 closets, it can fit a queen size bed+dresser. Laundry is located in the full basement. Basement is carpeted, drywalled + complete with a heat source for additional flex space. BRAND NEW APPLIANCES in the Kitchen!! Back deck off the kitchen is ground level and open, overlooking a garden area that you can tend to as you please!! This condo is clean, well maintained, and ready for its new owner! **ESTIMATED Monthly Utility Bills**: Electric+Water - $310; WiFi - $75; Sewer Tax $35; HOA only $190/month!! The complex carries a walls-in insurance policy, additional personal coverage runs about $800/year. Schedule an appointment & view this beauty in person. *This complex is NOT FHA approved & HOA will not do a spot approval. *
Type | Description | Level |
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Bedroom 1 | Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Upper |
Kitchen | Tile Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Full Bath,Wall/Wall Carpet | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $242 | $242 | $242 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,323 | $1,393 | $1,775 |
Total Monthly Payment | $1,640 | $1,710 | $2,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.