46 Union Street, #3G, New Rochelle, NY, 10805 | $375,000

Fantastic top floor renovated larger 775sf 1 Bedroom 1 Bath condo with a fabulous rooftop deck right outside your door, with views of Long Island Sound and the rooftops of New Rochelle. Just painted, with glistening refinished hardwood floors, ready for you to enjoy. The entry has a wall of closets to the left with plenty of space for coats/storage/toys and pantry. To the right is the galley open kitchen with granite counters, stainless steel appliances, lazy-susan interior cabinet fixtures, plenty of storage, tile floor and pass through counter to the open plan living/dining room. Ahead, sunlight streams through the living room Juliet balcony wall onto the beautiful hardwood floors, with picturesque views over neighborhood treetops and rooftops to the Sound. Down the hall lies the king-sized bedroom with multiple closets, another hall closet with custom interior and renovated bath with new vanity and tile floors. Central air, new thermostat, newer hot water heater, one assigned interior garage space (#20 -locked garage) plus one outdoor space. Laundry on each floor. Walking distance to New Rochelle train, shops, parks, entertainment and so much more. Beaches nearby! The rooftop terrace with lovely LI Sound and rooftops views, and comfy furniture for entertaining or relaxing is an extraordinary value-added feature of this unit, as it's right out your door on the same floor. Just in time to enjoy summer in wonderful Westchester with all its beauty, cultural programming, great restaurants and easy access to all. Minutes to NYC, and so much more for your $$ here. Own rather than rent and control your future!

Features

  • Parking: 2-car, Assigned, Attached, Garage, Off Street
  • Heating: Hot Air
  • Cooling: Central Air
  • Levels: 4
  • Amenities: Elevator(s), Landscaping, Maintenance Grounds, Other, Roof Deck, Snow Removal
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area, Laundry Room
  • Year Built: 1988
  • Common Charge: $373 Monthly
  • Approx Sq. Feet: 775
  • Est. Taxes: $4,536
  • Elem. School: Trinity Elementary School
  • Middle School: Isaac E Young Middle School
  • High School: New Rochelle High School
  • School District: New Rochelle
  • Pet Policy: No Dogs
  • Appliances: Dishwasher, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 841357
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/841357/46unionstreet_newrochelle_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of North Country Sothebys Int Rlt   Phone: 914-271-5115

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

46 Union Street, #3G, New Rochelle, NY, 10805

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $378 $378 $378
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,872 $1,971 $2,511
Total Monthly Payment $2,325 $2,424 $2,964

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.