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Looking for a move-in ready, low-maintenance, low HOA townhome on James Island? Look no further! The home itself sits at the end of a quiet cul de sac nestled on a beautiful tree lined street. It has been freshly painted throughout and has new carpet upstairs. Downstairs, you will find LVP flooring. The living room is spacious with a cozy fireplace and sliding door that lets in plenty of light. The kitchen has granite countertops and a new dishwasher. There is a bedroom and a full bathroom downstairs (complete with a new toilet), which is great for multi-generational living. The downstairs bedroom has a beautiful bay window and a vaulted ceiling. Make sure to check out the large closet under the stairs!The back patio has new pavers and is a great place for relaxing, gardening, or grilling! There is also a large storage closet in the back. Upstairs, the huge primary bedroom is located in the back of the home which provides a nice tree-lined view. There is plenty of room for a king-sized bed as well as all of your clothes in the large closets! The balcony off the primary bedroom is a quiet space where you can unwind. The third bedroom is also located upstairs and shares a shower and tub with the primary bedroom. The primary bedroom has its own separate vanity space. This home features ample storage space, you will be pleasantly surprised at the size of all of the bedroom closets! The laundry area is upstairs for convenience and also has plenty of storage, and the linen closet is also large. The roof was replaced in 2022 and the HVAC was just serviced. Lakeside features a beautiful lake and dock which is at the end of the cul-de-sac and also walking trails behind the homes. This quaint neighborhood is only 5 miles from beautiful downtown Charleston and 9 miles to the sunny shores of Folly Beach! Many neighborhoods charge a several hundred dollar per month HOA. Take advantage of this low monthly cost and beautiful home today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,365 | $3,014 |
Total Monthly Payment | $2,350 | $2,440 | $3,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.