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Welcome to 639 Bridlewood Lane! This charming home in the heart of South Mt. Pleasant has it all! Featuring 4 bedrooms, 2. 5 bathrooms, a two-car garage, newly installed pool, and a detached studio/ADU with a full bathroom AND outdoor shower! Situated in a quiet cul-de-sac with a quaint front porch, perfect for sipping morning coffee. With the living room, dining room, kitchen and large family room located on the main level, there is plenty of space! Natural sunlight pours into this home, making it a bright and cheery space to spend time with family and friends. The living room has a newly converted gas fireplace and flows effortlessly into the dining area and kitchen. The kitchen was fully renovated in 2023 including quartz countertops, beautiful backsplash and modern appliances. Beautiful hardwood floors are throughout the downstairs for easy maintenance. The large family room/sunroom was added onto the home in 2022, overlooking the pool and generously sized backyard! This room lends itself for a variety of uses including a second living area, playroom & more. Step outside onto the deck and walk down to your tropical hideaway on over a third acre! Unwind & relax in the primary suite, conveniently located upstairs with the additional bedrooms. The ensuite bathroom is dreamy, and showcases a double vanity, freestanding soaking tub and large tiled shower with glass enclosure. Organize your clothes in the large walk-in closet, complete with shelving. The other 3 bedrooms are also conveniently located on the 2nd level and each features a walk-in closet! The full bathroom is centrally located between the bedrooms and has a tub/shower combination. The laundry room is upstairs as well and equipped with a stackable washer and dryer. There is ample storage space throughout the home, including several walk-in attic areas. Spend your summer days in the backyard oasis complete with a grilling area, large entertainment deck, heated saltwater pool and plenty of green space for kids & dogs. The detached ADU offers an additional 192SF and is currently being utilized for an office/studio. It not only has a full bathroom, but also an outdoor shower. Easily rinse off after the pool, beach and boat! The ADU has endless options including a home gym, guest suite, kids play house, music studio or rental opportunity. The backyard is enclosed with a wooden privacy fence and has a wooded buffer for added privacy. This highly sought after location is ideal for enjoying everything Mount Pleasant has to offer! Soak up the sun on Isle of Palms or Sullivans Island in ~15 minutes! Go shopping at Mount Pleasant Town Center, eat and drink on Shem Creek and catch the sunset on Pitt Street Bridge. Easy access to I-526, I-26 and Downtown Charleston! Zoned for the beloved James B Edwards Elementary School, Moultrie Middle School & Lucy Beckham High School. This home truly checks all the boxes in South Mt. Pleasant and will not last long! **X Flood Zone- no flood insurance required. **
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $748,000 | $748,000 | $748,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,545 | $4,728 | $6,465 |
Total Monthly Payment | $4,637 | $4,820 | $6,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.