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Your Ideal Coastal Getaway - Charming 3-Bedroom, 2-Bath Home Just Steps from the Beach!Escape to the sunny Isle of Palms and make this charming three-bedroom, two-bath brick ranch your home away from home! Located just two blocks from the beach, you'll enjoy the perfect blend of comfort and convenience. Step inside to discover a welcoming space with luxurious vinyl plank flooring throughout, complemented by ceramic tile in the beautifully upgraded bathrooms. The sunroom offers a cozy retreat where you can unwind or use as a quiet workspace. The fully equipped kitchen features elegant quartz countertops, a gas range, and sleek stainless steel appliances, making it easy to prepare meals after a day at the beach. The spacious primary bedroomensures a restful stay, complete with multiple closets for extra storage. Throughout the home, plantation blinds add a touch of sophistication and privacy. Relax in the fenced backyard, perfect for evening gatherings on the deck, or take advantage of the two sheds for storing your beach gear and golf cart. With its prime location just steps from the sand and thoughtful upgrades throughout, this home is your perfect base for a memorable coastal retreat!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,260,000 | $1,260,000 | $1,260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,656 | $7,964 | $10,890 |
Total Monthly Payment | $7,781 | $8,089 | $11,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.