Welcome to Apartment 22U, a spacious, light-filled one bedroom on a high floor with beautiful eastern views. Cook in a kitchen with stainless steel appliances, maple cabinets, granite counters, reverse osmosis water treatment system and a quiet, efficient Bosch dishwasher. The sleek bathroom has sliding glass doors in the shower and a marble topped sink cabinet. Modern lighting and an oversized Robern medicine cabinet complete the picture. The large closets are outfitted with modern sliding doors, The oversized bedroom has extra room for a desk to work at home. Riverpoint Towers has 24 hour doorman service and a concierge. A newly renovated gym and large community room offer a variety of amenities, including a ping pong table and children's play area. There is a garage, storage, large modern laundry room, seasonal swimming pool with lifeguards, and a large patio. Cable service, gas, electricity, central air conditioning and heat are included in the monthly maintenance. The co-op has a responsive board featuring experienced and new members. The building is professionally managed by First Services Residential, with an office onsite. It is a friendly community for residents of all ages and has a very upbeat presence in the neighborhood. Transportation options are varied including BXM1 and BXM2 express bus service to Manhattan every half hour, Bx10 connection to the #1 train at 231 Street, and Metro North to Grand Central Station in 15 minutes. These options are across the street from the building. The building is also very close to the Henry Hudson Parkway. Riverdale is a well known secret, with beautiful surroundings, excellent restaurants, and a wonderful sense of community. You will discover that It is possible to own a one bedroom much more cheaply than prices in Manhattan. Come to our open house and check it out. Or make a private appointment. Looking forward to showing this beautiful apartment to you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$247,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $197,600 | $197,600 | $197,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,233 | $1,298 | $1,654 |
Total Monthly Payment | $1,308 | $1,373 | $1,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.