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Presented by![]() Kiara Rusconi |
“Honey, Take a Look at This One!” Congratulations, you just found your Punta Gorda Isles Waterfront Dream Home, so let’s take a closer look. The circular driveway accesses the garage or enter the home past the covered front porch and through the Hurricane Impact Double Doors to a foyer and immediately notice the OPEN FLOORPLAN which includes a great room featuring two conversation areas that easily join as one, along with a large kitchen that will quickly become the heart of your new home. The quartz counters, stainless steel appliances, abundant cabinetry with lots of drawers for easy access, dual pantries, and large angled breakfast bar will make anyone a happy cook. For entertaining there’s a dining area on the other side of the kitchen but consider eating outside to enjoy the gorgeous Florida weather. With access through sliders in the great room, dining area, and master bedroom, you can access the 12x35’ COVERED LANAI area that easily accommodates another living area and dining space. During the occasional chilly or stormy weather, simply lower the electric STORM SMART SHUTTERS that not only ensure weather protection but also provide shade and security. After dinner take a dip in the POOL or enjoy an evening cruise on your boat that can conveniently be docked on the 10, 000-pound lift connected to the 45' long CONCRETE DOCK with water and electricity. The seawalls are maintained by the city, a bonus for homeowners. You can reach open water to enjoy beautiful sunsets in less than ten minutes! After a busy day, you and your guests can quietly retreat to the split bedrooms offering privacy for all. The spacious primary suite offers DOUBLE WALK-IN CLOSETS and a generous bathroom with dual vanities, shower, private water closet, and linen closet. Just past the home OFFICE (or den) with French doors is the guest wing, made even more private with a sliding pocket door. It offers two bedrooms, BOTH WITH WALK-IN CLOSETS, and a bathroom with easy access to the lanai and pool area. A 2023 METAL ROOF offers peace of mind, and tile floors throughout the home make cleaning a breeze, allowing you more time to enjoy all that Punta Gorda offers. Located in the northeast quadrant of PGI, you’ll be just a short distance to St. Andrews South Golf Course, local Civic Association, Fishermen’s Village, Isles Yacht Club, the Harbor Walk, and close to downtown shops, restaurants, and many seasonal festivals. The home is perfectly situated only ten minutes from the Punta Gorda Airport where Allegiant Airlines offers nonstop flights to over 50 destinations. I-75 is the same distance and means two more airports and multiple Gulf Coast beaches can be reached within an hour’s drive. So, grab your flip-flops, your sunscreen, and your boat (actually, the owners are selling that too, ) — your PARTIALLY FURNISHED new home and Florida lifestyle await! Be sure to watch the video at: https: //www. youtube. com/embed/5o2NT7FhrgE?si=CWphWx78lkZlxuJc
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 860.573.3382
Kiara.Rusconi@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.423.2254
David.Lewis@raveis.com
NMLS Mortgage Loan Originator ID 49042
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $587,600 | $587,600 | $587,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,666 | $3,860 | $4,919 |
Total Monthly Payment | $4,390 | $4,584 | $5,643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.