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Located in the Hill & Harbor district, overlooking the cove, this charming and beautifully updated Historic home offers beautiful water views. Originally a two-family property, it has been thoughtfully converted into a spacious single-family home with an inviting open floor plan, perfect for modern living and entertaining. Featuring four bedrooms and three full bathrooms, this home has high ceilings and boasts a bright, sunlit kitchen with a dining area, a formal dining room, and multiple living spaces, including an additional living room that can serve as a playroom or office. The second-floor landing provides a cozy nook, while a dedicated office and a bonus room over the two-car garage add versatility. Recent updates include new hardwood flooring throughout, interior and exterior paint, a newer roof, and a newly replaced expansive deck, ideal for enjoying serene water views and outdoor gatherings, just off of the large brick patio. With a dedicated laundry room and ample storage, this home seamlessly blends historic charm with modern conveniences. The morning light that pours into this home is a daily delight. Located just steps from Scalloptown park, downtown's vibrant shops, restaurants, and boat ramps and marinas, this property is a rare opportunity to own a piece of history with water views. Schedule your private showing today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $840,000 | $840,000 | $840,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
Monthly Tax Payment | $836 | $836 | $836 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,902 | $5,379 | $7,202 |
Total Monthly Payment | $5,863 | $6,340 | $8,163 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.