![]() |
NEW CONSTRUCTION!!! VALLEY CENTRAL SCHOOL DISTRICT!! Welcome to The Ponds at Montgomery, an exquisite new community in the charming Town of Montgomery. This stunning 4-bedroom, 2. 5-bathroom ranch-style home offers modern elegance and comfort in an unbeatable location. Ideally situated just minutes from fine dining, boutique shopping, corporate banking services, and premier golf courses, this home also provides easy access to Valley Central schools, scenic parks, hiking trails, and fitness centers and within close proximity to Interstate 84, and Stewart International Airport, making travel effortless. Inside, the thoughtfully designed open-concept kitchen seamlessly connects to the living and dining areas, creating an inviting space for gatherings. The kitchen will feature abundant cabinetry, stainless steel appliances, a pantry, and a center island overlooking the grand great room, complete with vaulted ceilings and a cozy fireplace. The owner’s suite, tucked away off the kitchen, offers a private retreat with an en-suite bathroom and an oversized closet. A separate laundry room and half bathroom add to the home’s convenience. On the opposite side of the great room, you’ll find three additional spacious bedrooms and a full bathroom. This home also includes a two-car attached garage and ample driveway parking. Customization options and upgrades are available—don’t miss this incredible opportunity!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,999 | $679,999 | $679,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.517% | 6.235% | 6.058% |
Monthly Tax Payment | $1,218 | $1,218 | $1,218 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,755 | $4,132 | $5,692 |
Total Monthly Payment | $5,065 | $5,442 | $7,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.