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Old MacDonald had a home eei-eei-O, in this home you can have your - chickens, dogs, turtles and more, eei-eei-O. **** ASSUMBLE LOAN with 2. 875%, any buyer can assume **** You are going to fall in love with the gated entrance, the spacious kitchen with marble countertops and classy backsplash, the multiple family rooms so everyone can be watching TV they want, tons of windows letting in natural light, beautiful maplewood floors throughout home, cozy den with fireplace, huge master bedroom, 4 spacious additional bedrooms, fully fenced backyard and more! This home has a separate basement apartment with a private entrance, fully equipped kitchen, living room, bedroom and full bath . You will see the meticulous care and love the home owner has given this home for over 25+ years…Three New HVAC’s in 2021, 2023, 2025. Downstairs HVAC comes with an air purification system; UV Light, triple filter design to provide the best air quality. Updated Bathrooms, Freshly painted, refinished maplewood floors, to name a few. Outside you have room for chickens, dogs, great area for play set, two out buildings with electricity. One was previously used for kids crafts, great for home schooling, the rooms and space in this home allow for home office, and home schooling, or just plenty of space to have your own little peace and quiet in the huge house. Make this house your family’s home for years to come. HOME IS UNDER CONTRACT, SELLER OPEN TO TAKING BACK UP OFFERS
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,286 | $479,286 | $479,286 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $2 | $2 | $2 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,029 | $3,149 | $4,012 |
Total Monthly Payment | $3,123 | $3,243 | $4,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.