|
429 NEW YORK AVENUE, St. Cloud, FL, 34769 | $470,000
Fully Rented! Great Income Producing Property in the Historic Heart of St Cloud. This duplex has been remodeled including vinyl waterproof floors, baseboards, kitchen cabinets and granite countertops, stainless-steel appliances, toilets, vanities, showers, faucets, mini splits in unit downstairs and new air handler in unit upstairs (2024 under warranty), light fixtures, new electrical panels and new circuit breakers up to code, water heaters, all doors, and screeneed in porch. Current owner also replaced the vanity mirrrors and added a side door to the garage with walkway for access. Long driveway away from the street with a detached 2 car garage with storage shelves. New insulation in the whole attic, expanded master bathroom in the downstairs unit and a transferrable termite bonds (subterranial and drywood). Roof (2022). Downstairs unit has a screened in porch. Walk in to a living room, then to a spacious kitchen, hall closet, two bedrooms and two bathrooms with updated cabinets and granite counters. Upstairs unit has a separate entry on the side with a new awning. Take the stairs to the second floor and be impressed. The unit has a spacious living room area with lots of natural light. Plenty of storage, two bedrooms and a hall bath. Rents: Downstairs unit $1850 and upstairs unit $1600
Features
- Bedrooms: 4
- Units: 2
- Lot Size: 100 x 150
- Laundry: Laundry Closet, Outside
- Year Built: 1925
- Garage: 2-car
- Heating: Heat Pump, Wall Units / Window Unit
- Cooling: Central Air
- Approx Sq. Feet: 1,560
- Acreage: 0.34
- Lot Size: 100 x 150
- Est. Taxes: $4,898
- Lot Desc: City Lot
- View: Garden
- Appliances: Cooktop, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: S5124145
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/S5124145/429newyorkavenue_stcloud_fl?source=qrflyer
Listing courtesy of SUNSHINE PREMIUM PROPERTIES Phone: 407-414-7581
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
429 NEW YORK AVENUE, St. Cloud, FL, 34769
$470,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
| Monthly Tax Payment | $408 | $408 | $408 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,164 | $2,408 | $3,122 |
| Total Monthly Payment | $2,647 | $2,891 | $3,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388