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Presented by![]() Lisa Edgerton |
Exquisite Turnkey Estate in the Heart of Ponte Vedra Welcome to 1231 Neck Road, where timeless elegance and modern luxury converge in this meticulously renovated, turnkey estate. Located in one of Ponte Vedra’s most coveted coastal enclaves, this reimagined residence offers over 4, 200 square feet of refined living space, designed to inspire comfort, style, and effortless indoor-outdoor living. No detail has been overlooked. From the moment you arrive, you’ll be captivated by the thoughtfully curated finishes, soaring ceilings, and light-filled open spaces that flow seamlessly throughout the home. The chef’s kitchen is both functional and stunning, with custom cabinetry, top-of-the-line appliances, and designer countertops — perfect for everyday living or entertaining in style. The primary suite is a true retreat, featuring a spa-like bath, spacious walk-in closets, and tranquil views that invite relaxation. Multiple living areas open to the resort-style backyard, designed for memorable gatherings or quiet moments, with a 200 sq ft pool house/cabana ideal for guests or entertaining. This property is uniquely designed for multi-generational living, offering a private entrance, full kitchen, laundry area, and dedicated master suite. The walk-in closet in this suite has been thoughtfully constructed as a future-ready elevator shaft, allowing for simple installation if desired. Notable Features: Icynene insulation throughout for maximum energy efficiency 18 SEER HVAC heat pump system Low-E hurricane-impact windows and doors Multiple EV charging stations Pool house/cabana with flexible guest or entertainment use No HOA Income Potential: Whether you envision this home as your private sanctuary or a high-performing vacation rental, the opportunity is extraordinary. Located just a half block from Florida’s top-grossing vacation rental, which reportedly generates over $500, 000 annually, this property is primed for both lifestyle and investment. Several vacation rental management firms have assessed the home, with revenue projections and management options available upon request. Location Perks: Just minutes from Ponte Vedra Beach, championship golf courses, and world-class dining and shopping, 1231 Neck Road offers a location as exceptional as the home itself.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$3,195,000
Sales Associate
William Raveis Real Estate
Phone: 203.533.1123
Lisa.Edgerton@Raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.444.2666
Leasley.Negron@raveis.com
NMLS Mortgage Loan Originator ID 2475920
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $2,556,000 | $2,556,000 | $2,556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.848% | 6.613% | 6.560% |
Monthly Tax Payment | $790 | $790 | $790 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $15,531 | $16,156 | $22,090 |
Total Monthly Payment | $16,446 | $17,071 | $23,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.