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Presented by![]() Rich Salerno |
Enter into the charm of this beautifully maintained Sears and Roebuck Cape-Cod, where timeless character meets modern comfort. Nestled in a welcoming and desirable Ossining neighborhood, with charming window boxes that add warmth and enhance the curb appeal. Inside, original hardwood floors flow throughout the bright, sun-filled spaces, perfectly positioned to capture the breathtaking glow of the sunset from the west. The fully remodeled farm-style kitchen is a showstopper, featuring white quartz countertops, shaker style cabinetry, reclaimed wood for open shelving and adjacent, open-concept dining area. The formal (yet casual) living room is spacious and ideal for entertaining and a powder room on this level for added convenience. There are 3-bedrooms and a full bathroom on the upper level with attic space for additional storage. The home is outfitted with new windows (installed in 2020 including the basement). Outdoors, a gardener's dream awaits - perennial gardens include irises, peonies, roses, dahlias, hibiscus, and berry bushes, plus over 500 tulips that bloom each spring. The backyard patio offers a tranquil retreat, perfect for relaxing under the stars with the company of fireflies on summer nights. The unfinished basement includes a small workshop room and attached garage providing vehicle parking, ample storage or space for a home gym plus a driveway for off-street parking. Conveniently located minutes from the train station, you can be in Grand Central in approximately 40 minutes or travel north to enjoy the scenic Hudson Valley. Close to parks, schools, downtown Ossining, and the waterfront, this home offers the perfect blend of bucolic serenity and suburban convenience. Don't miss your chance to make this enchanting home your own!
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$569,000
Sales Associate
William Raveis Real Estate
Phone: 203.450.7778
Rich.Salerno@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $1,173 | $1,173 | $1,173 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,874 | $3,717 |
Total Monthly Payment | $3,885 | $4,139 | $4,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.