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Welcome to this charming 4-bedroom, 3-bath home nestled on a spacious 2-acre lot, offering a perfect blend of comfort and outdoor living. Located in a peaceful corner of Powdersville, this property provides both privacy and freedom. The thoughtful two-story layout is designed for a variety of lifestyles. With two bedrooms on the main level and two upstairs, the versatile spaces can easily be customized to suit your needs—whether as a home office, guest rooms, or cozy retreats. The master suite is tucked away on one side of the main floor for added privacy, and offers a peaceful space with dual vanities, dual closets and a tub/shower combo. The inviting living area flows seamlessly into the eat-in kitchen, featuring modern appliances, plenty of cabinetry, and a large peninsula—ideal for meal prep and casual gatherings. From that eat-in kitchen, step outside to enjoy your own private retreat, where a spacious deck awaits. Whether hosting a BBQ or simply unwinding with a cup of coffee, this deck is the perfect spot for outdoor relaxation. The expansive 2-acre lot offers endless possibilities for gardening, pets, or even a future pool—whatever suits your lifestyle. With no restrictions, you’ll have the freedom to truly make this home your own. Don’t miss the chance to make this cozy, adaptable home yours today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,595 | $2,733 | $3,482 |
Total Monthly Payment | $2,925 | $3,063 | $3,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.