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441 Gallardo Circle, Saint Augustine, FL, 32086 | $612,500
Welcome to your private paradise in this immaculate 3-bedroom, 2-bath pool home with a dedicated office—where modern elegance meets energy-efficient, resort-style living. Bask in the Florida sun beside your sparkling, resort-inspired pool, surrounded by lush landscaping and total privacy thanks to a side drainage easement and partial fencing. A spacious covered lanai offers a shady retreat for year-round outdoor lounging, while triple tuck-away sliders create a seamless transition between indoor comfort and your backyard sanctuary—perfect for entertaining or unwinding. Inside, the chef’s kitchen features granite countertops, a generous island, and custom upgrades like crown molding, rounded wall corners and plantation shutters throughout. Enjoy peace of mind with a prepaid 25-year solar PV system, whole-house backup generator, and private well-powered irrigation—delivering ultra-low utility bills along with a relaxing lifestyle. The Community of St. Augustine Shores has unmatched amenities - better than most neighborhoods in the immediate 15 minute radius from St. Augustine. The Crown Jewel of "The Shores" is the Riverview Community Amenity Center - a 15 ACRE Intracoastal Waterfront property featuring the 13, 000 SF Riverview Club with an adjoining Pool and Cabana. The Riverview Club is used for the many activities that are available all week and it can be rented for events including weddings. The property also features a Pier on the Intracoastal Waterway which is for fishing or for relaxing in the Gazebo (gated access). There's is a fenced children's playground between the clubhouse and pier and a Canopy Outdoor Party Deck. The Riverview is the envy of any HOA and yet, adjacent to this property is a 30 Acre County Park called Canopy Shores - a spectacular natural and cultural asset. It features a 3/4 mile walking path complete with Parcour exercise stations, a children's playground and a covered eating area. The entire community has miles and miles of sidewalks and walking trails, a public golf course, tennis courts, a Boat & RV Storage Compound (there is space-availability) and even a Disc Golf course and many large lakes throughout the community. Monthly Dues are only $34/Mo. For more information go to www. staugshores. net
Features
- Amenities: Clubhouse,Community Dock,Golf,Community Pool Unheated,RV/Boat Parking,Tennis,Pickleball,Curbs,Fishing,Sidewalk,Street Lights
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 106 x 130 x 54
- Style: Single Family Home
- Year Built: 2019
- Heating: Central,Electric,Heat Pump
- Cooling: Central,Electric
- Approx Sq. Feet: 1,894
- Acreage: 0.24
- Lot Size: 106 x 130 x 54
- Est. Taxes: $6,550
- HOA Fee: $33
- Lot Desc: Paved
- Elem. School: W. D. Hartley Elementary
- Middle School: Gamble Rogers Middle
- High School: Pedro Menendez High School
- MLS#: 251313
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/251313/441gallardocircle_saintaugustine_fl?source=qrflyer
Listing courtesy of Century 21 St Augustine Properties
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
441 Gallardo Circle, Saint Augustine, FL, 32086
$612,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $490,000 | $490,000 | $490,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
| Monthly Tax Payment | $546 | $546 | $546 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,097 | $3,219 | $4,102 |
| Total Monthly Payment | $3,735 | $3,857 | $4,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388