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Come see this SPECTACULAR LUXURY WATERFRONT CONDO with AMAZING DIRECT VIEWS of the BOCA CIEGA BAY. Life is Great when you’re living in Paradise at the meticulously maintained Bay Island community. It’s a gated community with 24/7 security personnel. This gorgeous FULLY REMODELED unit is located in the center of the commanding 18-story ADMIRAL building. It has 1, 120 square feet of open floor plan. As you walk in, you’ll be drawn to the Living Room and views of the Intracoastal waters below. The Kitchen was remodeled with high-end solid-wood cabinets, stainless steel appliances and Cambria Quartz countertops. The Bedroom Ensuite has a gorgeous full ensuite bath and a large Walk-In Closet. Flooring in the Bedroom is real hardwood engineered oak while the rest of the condo has Italian porcelain tile. Recessed Lighting is furnished throughout using energy-saving LED bulbs. A Guest Bath and in-unit Laundry WASHER & DRYER completes the interior floor plan. Step outside to the BALCONY to soak in the awesome Florida sunshine and enjoy the magnificent views beyond. All the windows and sliding Balcony doors are hurricane-rated with impact glass for a high level of protection. There’s a shared STORAGE ROOM and a dedicated STORAGE SHED for your personal use. Your assigned covered parking spot is only a few steps away in front of the building’s entrance. The Bay Island community is a very active community for residents 55 years YOUNG or above. It boasts 6 Swimming pools, 2 Hot Tubs, Tennis and Pickleball courts, separate men and women Fitness Centers with locker rooms, a Clubhouse with party rooms and billiards and ping-pong, a Library and a full calendar of social events. There’s also an on-site Marina for your boat. The world-class Gulf Beaches of St Pete Beach, Treasure Island, Madeira Beach and Clearwater Beach are only minutes away and the famed Sunday Corey Ave Market is a stone’s throw across the iconic drawbridge. Come and enjoy the many beach bars with live bands or dine at the immense variety of restaurants that suit your culinary taste. Downtown St. Petersburg is only a short drive where you can experience the many museums, theaters, parks, marinas, sidewalk dining, and cultural events – or come watch the Tampa Bay Rays play baseball and the Rowdies in a soccer match. Tampa International Airport (TPA) and the Clearwater-St Pete Airport (PIE) are about 30 minutes away. Small PETS ALLOWED. The Milestone Report and Structural Integrity Reserve Study are complete and no substantial structural repairs were reported. So come and enjoy life at this relaxing Waterfront Paradise with a Peace of Mind. ***Virtual Tour Video and Matterport Interactive Walkthrough available***
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,790 | $1,859 | $2,366 |
Total Monthly Payment | $2,342 | $2,411 | $2,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.