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Take a look at this meticulously maintained 3 bedroom split plan home located in an established Clearwater neighborhood. Built in 1983, this well constructed custom home features vaulted ceilings, gorgeous updated kitchen with granite counters, updated bathrooms, eat-in kitchen, insulated double pane windows for energy efficiency, Bose surround sound system, separate dining area, lush yard with irrigation system, 2 car garage, inside laundry room with washer/dryer & tub sink. The bedrooms all feature walk-in closets. There are sliding doors that access the spacious screened/covered patio from the living room, master bedroom & breakfast area. This space is an outdoor extension of your living area that will be perfect for grilling, chilling and entertaining family & friends. Just minutes to Clearwater Beach, Downtown Clearwater, schools, golf courses, fine medical facilities, shopping & dining. This property is in a non-evacuation zone and was not damaged or affected by flood in recent storms. No mandatory HOA. This fine unique home will surely be at the top of your list.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,594 | $2,627 | $3,348 |
Total Monthly Payment | $2,761 | $2,794 | $3,515 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.