17301 ESTES ROAD, Lutz, FL, 33548 | $799,000

Lakefront Living at It's Finest!! A Hidden Gem with an ADDITIONAL COTTAGE that includes a bedroom plus a full kitchen and bathroom! All on Spring Fed Lake Richard! Nestled on AN ACRE of serene beauty with mature avocado and cypress trees, this 3-bedroom, 2-bathroom home offers stunning water views and natural charm. The 14-foot cathedral ceilings make the main living space feel open and airy, while the wood-burning double fireplace adds warmth and character. The kitchen has all the space you need, was upgraded to granite countertops and soft closing cabinets, and don't forget that view! Never complain about doing the dishes again. Primary bedroom is upstairs including 2 walk in closets, and a primary bath with double sinks. The upstairs sunroom/library is UNLIKE ANY SPACE YOU HAVE SEEN! The perfect place to use as an office/workout room, with panoramic lake views that change beautifully throughout the day!! Step outside and enjoy 144 feet of private waterfront on Lake Richard, a 12-acre, spring-fed lake with excellent fishing. Whether you're after bass, tilapia, crappie, catfish, or gars, you'll find plenty right off your two private docks. This motor-approved lake is ideal for boating, jet skiing, or just floating the day away. When it’s time to unwind, soak in the hot tub, sweat it out in the sauna, or have a refreshment under the gazebo.
A separate mother-in-law cottage with a full bathroom and kitchen provides extra space for guests, family, or rental income!! Major updates include a roof (2018) and HVAC system (2019) for the main house, and roof 2021, hvac 2017 for the cottage. Plus, this home is zoned for HIGHLY RATED SCHOOLS including Steinbrenner!! This lakefront oasis is a rare find! schedule your private tour today and see it for yourself!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 144 x 125
  • Laundry: In Garage
  • Style: Contemporary
  • Year Built: 1979
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,914
  • Acreage: 0.99
  • Lot Size: 144 x 125
  • Est. Taxes: $3,911
  • Lot Desc: Irregular Lot
  • Elem. School: Lutz-HB
  • Middle School: Buchanan-HB
  • High School: Steinbrenner High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Water Filtration System, Water Purifier, Water Softener
  • MLS#: TB8369766
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8369766/17301estesroad_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2025 4:22:03 AM)

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NMLS Mortgage Loan Originator ID 2166562

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17301 ESTES ROAD, Lutz, FL, 33548

$799,000

Diana Cannon

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 917.620.2998

Diana.Cannon@Raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.695% 6.810% 6.026%
Monthly Tax Payment $326 $326 $326
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,680 $4,093 $5,308
Total Monthly Payment $4,098 $4,511 $5,726

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.