182 E CANAL DRIVE, Palm Harbor, FL, 34684 | $1,200,000

The dream of living the "vacation life" everyday in your own home can now be your reality! Welcome to your custom built dream home in the heart of Palm Harbor! This exquisite 3-bedroom, 3. 5-bathroom lakefront residence, built in 2020, offers the perfect blend of modern luxury and Florida lifestyle. Nestled along the shores of Lake Tarpon, this home is designed for both relaxation and entertainment, featuring high-end finishes and thoughtful upgrades throughout. The exterior boasts an oversized brick-paved driveway with ample space for parking, along with 16-ft garage ceilings that accommodate a car lift, transforming it into a 3-car garage. Additional parking for a boat or RV is available on the side of the home. For water enthusiasts, the property includes a 10, 000-lb boat lift with an electric boat cover and an additional swinger lift with decking for easy paddleboard or kayak access. The fully fenced yard features maintenance-free synthetic grass, while the OUTDOOR KITCHEN, covered deck, and multiple fans create the perfect setting for entertaining. The stunning SALTWATER pool includes a 100% glass bead interior finish valued at over $30K, a heated pool and spa with automation controllable via smartphone, a sun shelf, and sunken stools. A large shed with lights and power provides additional storage. Inside, the home features high ceilings and rich hardwood floors throughout. The OFFICE/Bonus Room greets you at the spacious foyer, preceding the open-concept living and dining area perfect for hosting guests. The living room includes a cozy wood-burning fireplace, while the gourmet kitchen is a chef’s delight, featuring new cabinets, stunning granite countertops, upgraded stainless steel appliances, a gorgeous copper farmhouse sink, a walk-in pantry, and a separate dry bar with a beverage fridge. New light fixtures and modern hardware enhance the home’s sophisticated aesthetic. The primary suite, located on the main floor, offers a private retreat with sliding glass doors leading to the outdoor oasis. The ensuite bathroom includes a dual sink vanity, a beautifully tiled shower with dual shower heads, and a glass enclosure. A new ceiling fan and elegant finishes complete this serene space. Upstairs, two spacious bedrooms each feature their own attached private bathrooms, walk-in closets, and ceiling fans. This home is just minutes from world-class golfing at Innisbrook, home of the Valspar Championship, as well as top-rated schools, shopping, dining, and a short drive to the stunning Gulf beaches. Experience the best of Florida lakefront living in this move-in-ready masterpiece. Schedule your private showing today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Coastal
  • Year Built: 2020
  • Garage: 3-car Boat, Driveway, Oversized, RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,200
  • Acreage: 0.15
  • Est. Taxes: $9,043
  • Lot Desc: Oversized Lot
  • View: Pool, Water
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pool: Deck, Heated, In Ground, Lighting, Salt Water
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Wine Refrigerator
  • MLS#: TB8368663
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /eprop/TB8368663/182ecanaldrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/13/2025 11:17:13 AM)
Listing courtesy of EXP REALTY LLC   Phone: 866-308-7109

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

182 E CANAL DRIVE, Palm Harbor, FL, 34684

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 6.764% 6.581%
Monthly Tax Payment $754 $754 $754
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,989 $6,147 $8,297
Total Monthly Payment $6,868 $7,026 $9,176

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.