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This is a large 4 bedroom plus den that could be used as a fifth bedroom (no closet). New roof - 2025. The primary bedroom is downstairs. This home features a split floor plan with 2 bedrooms at the other end of the home and a very large (22x11) fourth bedroom upstairs for additional privacy. The living, kitchen, dining areas are very large and open with a vaulted ceiling. The kitchen features granite counter tops and stainless appliances. There are great outdoor spaces including a large screened patio, paver area with a firepit and additional tropical landscaping in the back yard. This home is on a cul de sac street with low traffic. The community features many amenities including pools, gym, tennis, basketball, playground and more. There are multiple school and daycare options nearby, without having to cross any major roads. The newest YMCA in the Tampa area and St Joseph's hospital are just minutes away. The community also has events including food truck nights, Easter egg hunts, Christmas at the clock tower and more! Just minutes to a very new Publix, waterfront dining (Circles, Finns, etc. ), The Apollo Beach Nature Preserve, The Manatee viewing center, and more!
Could this be YOUR next home? Schedule a showing and see what YOU think!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $306,800 | $306,800 | $306,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,914 | $2,015 | $2,568 |
Total Monthly Payment | $2,468 | $2,569 | $3,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.