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Attention: ALL GARDEN LOVERS
A unique coop community (Old Ridge Cooperative) made up of 7 historic townhomes (4 buildings on 94th Street and 3 buildings on 93rd St. between Amsterdam and Columbus) with multiple lovely gardens shared and available for all owners to use.
146 West 94th Street #2 is a spacious and well laid out 1 BR home easily convertible into a 1 BR + Den. It is located in a lovely townhome designed and built in the Queen Anne Style in 1988 by Auguste Namur on a quiet treelined street, one block from Central Park and down the block from Trader Joe's.
Upon entering this home, the first thing you notice are the enormous picture windows in the LR and the welcoming pastoral scene beyond of blossoming trees in the beautifully landscaped common garden below.
This bright apartment takes up the entire 3rd floor and has an updated kitchen, (with DW) and bathroom (with Washer/Dryer), high ceilings, hardwood floors, and exposures both NE and SW. The huge Living Room with its huge windows, brick wall and fireplace(+ flue) is west facing with fantastic light all day long. . . . . . . . enough space for Living, Dining and Entertaining, and since it overlooks the common gardens it is definitely a peaceful place to chill out and relax. The Bedroom is enormous and has a picture window as well with views to the North of the townhouses across the street. This home was a 1 BR + den when the owner purchased it and they have created a luxurious 1 BR for themselves. One can possibly return it to a 1 BR + den with a window for a home office/gym/writing or guest room if needed. There are original hardwood floors, high ceilings (approx. 10') and a ton of closet/storage space throughout the apartment.
Well maintained Coop with attentive Super. Video security system. Pets on approval. Down the block from Trader Joe's, Whole Foods, great cafes, restaurants and other specialty stores throughout the Upper West Side. Also. . . . you will be close to the Express Train 2/3 or the C/B at 96th Street. With Central Park as your neighbor, and the ability to be outside relaxing in the huge shared garden, this is a wonderful place for someone who enjoys the outdoors. This well-designed and upgraded home is ready for your personal touches. (Living Room and BR photos are virtually furnished), and if you have a car. . . . . living uptown lets you by-pass Congestion Pricing Fees.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,868 | $4,073 | $5,149 |
Total Monthly Payment | $3,960 | $4,165 | $5,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.