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Nestled in the heart of Palm Harbor’s sought-after Highland Lakes community, this charming single-family home offers a blend of comfort and potential. Spanning 1, 269 square feet, this residence features two bedrooms, two bathrooms, and a versatile layout, providing ample space to create your ideal living environment. While the home maintains much of its original character, it presents a wonderful opportunity for you to add your personal touch and bring your vision to life.
As you step inside, you are welcomed into a spacious living area that flows seamlessly into the dining space, offering an open and airy feel. The kitchen, though retaining its classic appeal, is functional and well-laid out, ready for your customization. A cozy breakfast nook overlooks the backyard, making it the perfect spot to enjoy a morning coffee before heading out to explore all that Palm Harbor has to offer.
The primary bedroom serves as a peaceful retreat with an en-suite bathroom for added privacy and convenience. The second bedroom is ideal for guests, a home office, or a creative workspace. Both bathrooms maintain their vintage charm, adding character to the home. A highlight of the property is the enclosed Florida room, an inviting space that can be used as a sunroom, reading nook, or entertainment area, allowing you to enjoy the Florida lifestyle year-round.
One of the standout features of this home is the solar panel system, offering sustainable living with an average electric bill of just $38 per month. Even better, the seller will pay off the solar panels in full at closing, giving you all the benefits without any of the cost!
Beyond your doorstep, Highland Lakes offers an exceptional array of amenities, including a clubhouse, three executive golf courses, tennis and pickleball courts, a heated pool, and exclusive access to Lake Tarpon, where residents can enjoy pontoon boat tours or lakeside picnics. For outdoor enthusiasts, the nearby John Chesnut Sr. Park provides stunning nature trails, scenic boardwalks, and opportunities for wildlife spotting along Lake Tarpon’s shores. Wall Springs Park, just a short drive away, boasts a historic natural spring, an observation tower, and walking trails winding through lush greenery.
For those seeking entertainment and culture, the Palm Harbor Museum offers a glimpse into the area’s rich history, while the Suncoast Primate Sanctuary provides a unique opportunity to see rescued chimpanzees, orangutans, and other exotic animals up close. The Pinellas Trail, a 45-mile scenic path that runs through Palm Harbor, is perfect for biking, jogging, or leisurely strolls.
The home’s exterior features a well-maintained lawn with mature landscaping, adding to its curb appeal. An attached garage provides convenient parking and additional storage space. While the home is ready for updates, its prime location within Highland Lakes and proximity to top attractions make it a fantastic opportunity for those looking to create their ideal Florida retreat.
Whether you envision modernizing the space or embracing its classic charm, this home offers endless possibilities in a vibrant, amenity-rich community — with the added bonus of solar savings from day one!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $278,400 | $278,400 | $278,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,714 | $1,829 | $2,312 |
Total Monthly Payment | $2,010 | $2,125 | $2,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.