2840 VALENCIA LANE W, Palm Harbor, FL, 34684 | $475,000

Under contract-accepting backup offers. Nestled in the desirable Lake Valencia neighborhood, this beautifully designed modern home offers an open and airy layout, high-volume ceilings, and a stunning backyard oasis. With 3 bedrooms, 2 baths, and multiple living spaces, this home is perfect for entertaining and everyday comfort. The grand double-door entry welcomes you into a bright and open space. The living room is to your right and offers high-volume ceilings and large windows, creating an inviting atmosphere, and the laminate wood flooring adds warmth to the spacious living room. There is convenient garage access right off the entry, plus an easily accessible laundry closet and coat closet for extra storage.
Around the corner is the spacious kitchen with stainless steel appliances, a double stainless-steel sink, and a large pantry. There is a generous breakfast bar and cozy nook with sliding glass doors leading to the screened-in lanai—perfect for morning coffee. The primary suite has private French door access to the lanai, a walk-in closet plus a dual-sink vanity and a large step-in shower in the en-suite bath.
Across the home is your bonus family room with a stone-front wood burning fireplace & wet bar—perfect for entertaining. Head toward the back hallway where you will find excellent use of space in the large under-stair storage closet for added convenience. The second bedroom features two large windows and dual wall closets. The second bath boasts a tub/shower combination, linen closet and direct pool and lanai access. Head upstairs to your third bedroom, a versatile loft space can serve as the third bedroom, office, or lounge area. Through sliding doors you have a private balcony overlooking the backyard. Additionally, there are built-in bookshelves and a large closet that complete the space. Enjoy all that Florida living offers with your expansive brick-paved lanai and patio, which offers ample space for outdoor dining and relaxation. The lush backyard provides a serene and private escape with beautiful landscaping and a sparkling pool and spa within a screened-in lanai. The spacious lanai has ample space for an outdoor living and/or dining room as well. This bright, open, and inviting home is ready for its next owners to make it their own. Don't miss out—schedule your showing today!

Features

  • Amenities: Park, Playground, Vehicle Restrictions
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 1982
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,866
  • Acreage: 0.27
  • Est. Taxes: $2,742
  • HOA Fee: $225 Annually
  • Elem. School: Lake St George Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Countryside High-PN
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8368233
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/TB8368233/2840valencialanew_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/29/2025 1:00:03 AM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2840 VALENCIA LANE W, Palm Harbor, FL, 34684

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.066%
Monthly Tax Payment $229 $229 $229
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,371 $2,496 $3,156
Total Monthly Payment $2,674 $2,799 $3,459

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.